Legal Review: Title Search & Examination

Ensure a Smooth Property Closing with Our Rigorous Legal Review Process

DC Title Search & Examination: Uncovering Hidden Risks

Before you close on a property in Washington DC title examination, a comprehensive title search and legal examination is critical. Our DC Mistry Closing team meticulously reviews public records, like the Recorder of Deeds, to protect your investment and ensure you receive clear, marketable title. All title searches can be done at the DC Recorder of Deeds. Here’s how we safeguard your transaction:

What We investigate by doing DC Property Lien check:

  • Ownership History: Verification of legal ownership chains dating back decades. My having the legal name of the owner, you can search and verify that the ownership is correct and see if there are any other claims going on with the owner.
  • Liens & Encumbrances: Detection of unpaid taxes, HOA fees, contractor liens, or IRS levies. When doing a search, you might discover a lis pendens has been recorder, which is indicating that a property is subject to a pending lawsuit. In addition, you might a mechanic’s lien that I show that a subcontractor and supplier did not receive payment for the improvement on the property.
  • Mortgages & Deeds: Confirmation of existing loans, easements, or undisclosed co-owners. Reviewing the title search can also determine if the mortgage on the property has been properly paid and that what close out payment is during closing. Also, reviewing the deed you can determined the seller of the property might not have the right to sell the property if there different types of ownership deeds such as Grant deed, quitclaim deed, warranty deed, sheriff’s deed, tax deed, executor deed, an administrative deed, or deed of trust.
  • Legal Claims: Identification of lawsuits, boundary disputes, or inheritance conflicts. A lis pendend indicates that a active lawsuit has been filed against the property owner. Discover this before closing would allow all parties to be aware of any type liability prior to closing date.
  • DC-Specific Issues: Review of zoning violations, historic preservation restrictions, and condominium bylaws. DC has multiple zoning laws and it is important to determine the zones in which a buyer is looking to purchase, specifically in the DC there is residential, residential flat, residential apartment, mixed-use, production, distribution, & repairs, and neighborhood commercial and downtown.

Why This Matters having clear title DC:

  • Prevents Future Disputes: Resolving issues before closing avoids costly legal battles.
  • Lender Compliance: Satisfies mortgage underwriter requirements for a clean title.
  • Protects Your Equity: Ensures no hidden debts transfer to you post-closing.
  • DC Public Record Nuances: We navigate complex databases like the DC Recorder of Deeds and OTR tax filings with local expertise.

How We Resolve Issues:

  • Clouded Title à Negotiate lien releases or cure title defects
  • Boundary Gaps à Coordinate surveys and draft boundary agreements.
  • Easement Conflicts àSecure quitclaim deeds or legal affidavits.
  • Heirship Claims à Validate probate records and quiet title actions.

DC Title Insurance: Your Final Safeguard

Even after our exhaustive review, unknown risks can emerge. We recommend:

  • Owner’s Policy: Shields you from pre-closing title defects (e.g., forgery, undisclosed heirs).
  • Lender’s Policy: Required by banks, covering the loan amount.

Did You Know? 15% of DC real estate transactions uncover title issues. Our 99.8% resolution rate ensures closings stay on schedule.

Ensure a Smooth Property Closing

Contact us to open an escrow account today.

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